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Updated for 2026/27 · UK Child Maintenance Service

See exactly how your child maintenance is worked out

The CMS sends you a figure and no working. We show you the formula, the regulation behind it and what you can actually change. For paying and receiving parents alike.

Updated for 2025100% Free to UseFor Paying & Receiving ParentsEngland, Scotland, Wales & NI

What brings you here?

Find the information most relevant to your situation.

I'm a paying parent

Understand how payments are calculated, what income is counted, your rights around shared care, and what happens if circumstances change.

  • How is my payment calculated?
  • What if I have shared care?
  • Can I reduce my payments?
  • What happens if I can't pay?
View paying parent guides

I'm a receiving parent

Learn how to apply, how much you should receive, what to do if payments stop, and how child maintenance interacts with your benefits.

  • How do I apply to the CMS?
  • How much should I receive?
  • What if they don't pay?
  • Does maintenance affect my benefits?
View receiving parent guides

Our mission is transparency

The Child Maintenance Service moves money between two households and tells neither of them how it reached the number. A letter arrives with a figure on it. The working is not shown. The rules that produced it sit in regulations almost nobody reads.

We publish the working. Every figure here is traced back to the regulation, the DWP statistic or the HMRC rule it comes from. Where the official line is disputed, we say so. Where the data does not exist, we say that too.

That includes the parts the official guidance leaves out. What the CMS earns from Collect and Pay fees. Why a company director and a sole trader on the same profit get very different bills. How much of the £791m in arrears will never be collected.

Read more about us

12%, 16%, 19%

The basic rate for one, two and three or more children. Everything else adjusts these three numbers.

£791m

Unpaid child maintenance recorded as owed since 2012, about 7% of all maintenance due. DWP, March 2026.

810,000

CMS arrangements across the UK. 55% Direct Pay, 43% Collect and Pay. DWP, March 2026.

Our most popular tool

Child Maintenance Calculator

The official CMS calculator asks for gross income. Most people only know their take-home pay. Enter your salary and we'll show you the CMS figure alongside your net (after-tax) equivalent, so you know exactly where you stand.

Popular articles

The most important things to know about UK child maintenance

How It Works6 min read

What Is the CMS? The Child Maintenance Service Explained

The CMS works out and collects child maintenance when parents cannot agree. What it does, what it charges, and whether you need it at all.

Calculations10 min read

How Is Child Maintenance Calculated? The Full CMS Formula

12% for one child, 16% for two, 19% for three. That is the headline. The income bands, deductions and shared care rules change the real figure.

Paying Parent7 min read

How to Reduce Child Maintenance Payments, Legitimately

Shared care nights, pension contributions and other children in your household all cut your liability. What genuinely works, and what gets challenged.

Paying Parent8 min read

Child Maintenance Advice for Fathers: Rights and Options

Paying does not buy contact, and being refused contact does not cancel paying. What fathers are actually entitled to, and the costliest mistakes.

Enforcement7 min read

Don't Pay Child Maintenance? Wages, Bank Account, Then Court

The CMS can take money from your wages or your bank without going to court first. Losing your licence and prison are real, but rare. The order of escalation.

Shared Care6 min read

How Shared Care Cuts Child Maintenance: The Night Bands

52 nights a year cuts your payment by a seventh. 175 nights halves it and takes off another £7. Why a single extra night can be worth hundreds.

Appeals & Changes6 min read

Can Child Maintenance Be Changed? Only If It Moves 25%

The CMS ignores income changes under 25% until your annual review comes round. What you must report, what gets ignored, and how to force a recalculation.

Liability Orders18 min read

Are CMS Liability Orders Even Real Court Orders?

High Court proceedings have raised serious questions about whether CMS liability orders are valid court orders at all. What the law actually says.

Calculations8 min read

Self-Employed? How the CMS Really Works Out What You Owe

The CMS uses taxable profit from your Self Assessment, which can be two years out of date. How to get that changed, and which expenses actually reduce it.

Calculations10 min read

Company Director? The CMS Only Counts Your Salary

Dividends, retained profits and director's loans sit outside the standard calculation. The free variation that pulls them back in, and when it succeeds.

How It Works12 min read

What DWP Told the Lords About the CMS, and What They Left Out

Senior DWP officials gave evidence on the Child Maintenance Service in March 2025. Where their account and the department's own figures do not match.

How It Works9 min read

Regulation 50: Who Pays When You Share Care Equally?

When care is genuinely 50/50, one parent still pays. The rule that decides which one is not what most parents expect, and nights are counted strictly.

How It Works14 min read

Parent Moved Abroad? The CMS Usually Loses All Power

The CMS cannot touch a parent living overseas, with a handful of exceptions. The REMO route, which countries enforce UK orders, and what to do if yours does not.

How It Works18 min read

CMS Statistics: 1.1m Children and £791m Still Unpaid

The latest DWP figures on compliance, arrears and enforcement, and what they reveal about a system where a fifth of paying parents hand over nothing at all.

How It Works14 min read

Inside the CMS: The Ageing Tech Behind Your Calculation

The systems that run child maintenance, where your HMRC data comes from, and what the technology explains about the errors parents keep reporting.

Calculations14 min read

Do Pension Contributions Reduce Child Maintenance? Yes

Pensions come off your assessed income, but only automatically in some schemes. Pay into a personal pension and the CMS will not know unless you tell them.

Calculations15 min read

Sole Trader vs Limited Company: Why Your CMS Bill Differs

Same profit, five times the difference in maintenance. Why directors are assessed on salary alone, and the free variation that closes the gap.

How It Works13 min read

How Long Does the CMS Take? Realistic Times for Each Stage

4 to 12 weeks for a calculation, 6 to 8 for a deduction from earnings, up to 18 months for a liability order. What to do when yours overruns.

How It Works9 min read

Who Actually Runs the CMS? The Names and the Chain

The CMS is not an agency. It is a directorate inside the DWP, and a named minister answers for it in Parliament. Who is accountable, and how to reach them.

Enforcement9 min read

Can You Go to Prison for Not Paying Child Maintenance?

The CMS can ask a court to jail you for arrears under section 40 of the Child Support Act 1991. Here is how rare it really is, and what actually happens.

How It Works9 min read

Can the Other Parent Spend Child Maintenance on Themselves?

There is no legal duty to account for how child maintenance is spent, and the CMS cannot investigate it. What the law actually says, and why it was built that way.

Quick answers

The most common questions, answered in plain English

How much child maintenance should I pay?
It depends on your gross income and the number of children. At the basic rate, you pay 12% of gross weekly income for 1 child, 16% for 2, and 19% for 3 or more. On a £30,000 salary that is £69.23 a week for one child, or £300 a month. Use our calculator to see your figure based on take-home pay.
How much is child maintenance for 1 child?
12% of the paying parent's gross weekly income on the basic rate, which covers £200 to £800 a week. Above £800 a week the rate drops to 9% on the excess. Shared care nights, pension contributions and other children in the household all reduce the figure.
When does child maintenance stop?
At 16, or at 20 if the child stays in approved full-time education below degree level. It also stops if the child leaves education, joins the armed forces, marries or forms a civil partnership. Payments do not automatically run to 18.
Does child maintenance affect Universal Credit?
No. Child maintenance payments are completely disregarded for Universal Credit. Receiving maintenance will not reduce your UC entitlement.
Can I pay less if I have the children some of the time?
Yes. The CMS reduces maintenance based on overnight stays. The more nights per year your children stay with you, the lower your payments.
What happens if maintenance is not being paid?
The CMS can take the money directly from wages or a bank account, and can go to court for a liability order, a driving disqualification or in rare cases a committal. Payments also stop reaching a child for reasons that are not refusal, such as a disputed assessment or an employer that has not actioned a deduction order.